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    • Apply for housing land
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    • Apply for Housing construction grant
    • Apply for housing Maintenance, Addition or Replacement (partial / whole) grant
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    • Apply for a housing construction request on a relative’s land
  • Loans
    • Apply for Housing loan
    • Apply for housing construction loan
    • Apply for housing purchase
    • Apply for housing Maintenance, Addition or Replacement (partial / whole) loan
    • Apply for housing unit loan from local market
    • Apply for housing unit rent
  • Complementary Services
    • Change Service from Housing purchase Loan to Housing Construction Loan
    • Cancel Approved Grant / Loan Application (under consideration)
    • Cancel In Progress Application (Grant / Loan)
  • To Whom It May Concern
  • Request For One Year Maintenance
  • Facilitation Program
  • Payment of Arrears of Installments Due
  • Apply For Early settlement
  • Apply For Liability Letter
  • Apply For Reducing the loan value
  • Apply For Update Customer Data
  • Self Financing Reward "Awad"
  • Business Services
    • Apply For Opening File for New Project
    • Apply For First Payment
    • Apply For Running Payment
    • Apply For Retention Payment
    • Apply For Final Payment
    • Apply For Disbursement of construction loan payments / financial aid grant payments 750 thousand
    • Apply For Housing Maintenance, Addition and Replacement loan payments
    • Apply For To Whom It May Concern Letter for projects with percentage of achievement
    • Apply For Termination and suspension of current contractor
    • Apply For Letter Requesting Discount Price
  • Suppliers and Contractor
    • Suppliers Registration Services
    • Classification and the Nomination Guide for Suppliers
    • Supplier and Contractor Evaluation
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  • Housing Maintenance Status
  • Loan Calculator
  • Housing Cost Calculator
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Apply for housing purchase



Description Client can pay full amount of the ready house within the Establishment's housing projects and receive it.
Client
Fill out form
Organization
Checking the request while reviewing thedata and making sure the terms match
Committee
Recommendation of the Competent Committee
Reject request
Approve the request
further study
Board of Directors
Adopting the decision and informing theclient
Client
Implementation of the Housing ServiceDecision
Icon
Target Audience ​Client can pay in full the cost of the house with (500,000AED) purchase capability.​
Service Fee There are no fees for this service.
Service Channels Customer Happiness Center (Senior Emiratis & People of Determination), Website and Smart app
  • General Terms Icon Terms And Conditions
    1. A citizen who holds a passport and family book issued by the Emirate of Dubai.
    2. The applicant or his spouse does not benefit from a housing loan or government housing from any government entities , whether federal or local, and the citizen married to a second wife - those who administer the lands and housing units granted is exempt from this condition.
    3. The applicant must be at least 21 years old.
    4. To be the breadwinner.
    5. There is a housing problem.
    6. Paying the home value in one go.
    7. The approval is considered null if the applicant fails to complete the required documents and procedures within a maximum period of 730 days (two years) from the date of approval.
    8. Assignment to the Corporation of the residential land granted to him and devoid of construction (if available)
    9. Any documents specified by the institution or conditions determined by the board of directors.
    10. Commitment to the controls, decisions and instructions issued by MBRHE
Select Gender Requirement varies from gender and civil status

male_char Male
female_chat Female
  • Single
  • Married
  • Married 2nd Wife Local
  • Married 2nd Wife Non-Local
  • Divorced
  • Widowed
  • entry-icon 8 Terms And Conditions

    1.     Stability of dependency

    2.     All of what is stated in the general conditions

  • entry-icon 9 Required Documents (Electronic)
    1. Certificate of proof of financial ability of not less than AED 500,000.
  • entry-icon 10 Service Procedures
    Client
    Fill out form
    Organization
    Checking the request while reviewing thedata and making sure the terms match
    Committee
    Recommendation of the Competent Committee
    Reject request
    Approve the request
    further study
    Board of Directors
    Adopting the decision and informing theclient
    Client
    Implementation of the Housing ServiceDecision
    Icon
  • entry-icon11 Customer Journey
    Step 01 - Select Housing Service
    GETTING A PURCHASING READY HOUSE
    Hello! I'm Muftah and I'm here to help you apply for Purchase Ready House Loan.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • entry-icon12 Terms And Conditions
    • All what is stated in the General Conditions
  • entry-icon13 Required Documents (Electronic)
    1. Declaration of the continuity of marital relationship recently issued and certified (Unless the wife is added to the family book/ or the application is in the name of the wife).
    2. Certificate of proof of financial ability of not less than AED 500,000.

     

  • entry-icon14 Service Procedures
    Client
    Fill out form
    Organization
    Checking the request while reviewing thedata and making sure the terms match
    Committee
    Recommendation of the Competent Committee
    Reject request
    Approve the request
    further study
    Board of Directors
    Adopting the decision and informing theclient
    Client
    Implementation of the Housing ServiceDecision
    Icon
  • entry-icon16 Customer Journey
    Step 01 - Select Housing Service
    GETTING A PURCHASING READY HOUSE
    Hello! I'm Muftah and I'm here to help you apply for Purchase Ready House Loan.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • entry-icon17 Terms And Conditions
    1. The possibility of registering the service in the name of the national wife in the event of an obstacle, subject to the husband's approval.
    2. Any other conditions set by the Board.
    3. Register all children of the second wife in family book.
    4. Issuing a technical report on the possibility of building on the ground (by MBRHE)
    5. Failed to meet the first housing service to the need of his second family.
    6. Has been married for 3 years or more, Has a son and more
    7. No housing owned available to any of the spouses in the country.
    8. All of what is stated in the general conditions.
  • entry-icon18 Required Documents (Electronic)
    1. Declaration of the continuity of marital relationship recently issued and certified (Unless the wife is added to the family book/ or the application is in the name of the wife).
    2. Certificate of proof of financial ability of not less than AED 500,000.

     

  • entry-icon19 Service Procedures
    Client
    Fill out form
    Organization
    Checking the request while reviewing thedata and making sure the terms match
    Committee
    Recommendation of the Competent Committee
    Reject request
    Approve the request
    further study
    Board of Directors
    Adopting the decision and informing theclient
    Client
    Implementation of the Housing ServiceDecision
    Icon
  • entry-icon20 Customer Journey
    Step 01 - Select Housing Service
    GETTING A PURCHASING READY HOUSE
    Hello! I'm Muftah and I'm here to help you apply for Purchase Ready House Loan.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • entry-icon21 Terms And Conditions
    1.  All of what is stated in the general conditions.
    2. His marriage to a non-citizen has been 5 years or more.
    3. Has two sons or more.
    4. Register all sons of the second wife in the Family book.
    5. Financial ability of the husband
    6. No housing owned available to one of the spouses in the country.
    7. failed to meet the first housing service to the need of his second family.
    8. Issuing a technical report on the possibility of building on the ground (by MBRHE.)
  • entry-icon22 Required Documents (Electronic)
    1. Declaration of the continuity of marital relationship recently issued and certified (Unless the wife is added to the family book/ or the application is in the name of the wife).
    2. Certificate of proof of financial ability of not less than AED 500,000.

     

  • entry-icon23 Service Procedures
    Client
    Fill out form
    Organization
    Checking the request while reviewing thedata and making sure the terms match
    Committee
    Recommendation of the Competent Committee
    Reject request
    Approve the request
    further study
    Board of Directors
    Adopting the decision and informing theclient
    Client
    Implementation of the Housing ServiceDecision
    Icon
  • entry-icon24 Customer Journey
    Step 01 - Select Housing Service
    GETTING A PURCHASING READY HOUSE
    Hello! I'm Muftah and I'm here to help you apply for Purchase Ready House Loan.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • entry-icon25 Terms And Conditions
    • All what is stated in the General Conditions
  • entry-icon26 Required Documents (Electronic)
    1. Certificate of proof of financial ability of not less than AED 500,000.

     

  • entry-icon27 Service Procedures
    Client
    Fill out form
    Organization
    Checking the request while reviewing thedata and making sure the terms match
    Committee
    Recommendation of the Competent Committee
    Reject request
    Approve the request
    further study
    Board of Directors
    Adopting the decision and informing theclient
    Client
    Implementation of the Housing ServiceDecision
    Icon
  • entry-icon28 Customer Journey
    Step 01 - Select Housing Service
    GETTING A PURCHASING READY HOUSE
    Hello! I'm Muftah and I'm here to help you apply for Purchase Ready House Loan.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • entry-icon29 Terms And Conditions
    • All what is stated in the General Conditions
  • entry-icon30 Required Documents (Electronic)
     
    1. Certificate of proof of financial ability of not less than AED 500,000.
    2. Succession Certificate. 

     

  • entry-icon31 Service Procedures
    Client
    Fill out form
    Organization
    Checking the request while reviewing thedata and making sure the terms match
    Committee
    Recommendation of the Competent Committee
    Reject request
    Approve the request
    further study
    Board of Directors
    Adopting the decision and informing theclient
    Client
    Implementation of the Housing ServiceDecision
    Icon
  • entry-icon32 Customer Journey
    Step 01 - Select Housing Service
    GETTING A PURCHASING READY HOUSE
    Hello! I'm Muftah and I'm here to help you apply for Purchase Ready House Loan.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • Single
  • Married from GGC
  • Married Non-Local
  • Divorced
  • Widowed
  • entry-icon37 Terms And Conditions
    1. Proof of permanent residence with the husband in the UAE.
    2. The children shall obtain a passport issued by the Emirate or the nationality of their father, with valid residence in the State.
    3. No housing owned available to one of the spouses in the UAE.
    4. The husband's inability to provide suitable housing.
    5. Has been married for at least 5 years, has a son and more residing with her
    6. All what is stated in the General Conditions
  • entry-icon38 Required Documents (Electronic)
    1. Declaration of the continuity of marital relationship recently issued and certified (Unless the wife is added to the family book/ or the application is in the name of the wife).
    2. Certificate of proof of financial ability of not less than AED 500,000
  • entry-icon39 Service Procedures
    Client
    Fill out form
    Organization
    Checking the request while reviewing thedata and making sure the terms match
    Committee
    Recommendation of the Competent Committee
    Reject request
    Approve the request
    further study
    Board of Directors
    Adopting the decision and informing theclient
    Client
    Implementation of the Housing ServiceDecision
    Icon
  • entry-icon40 Customer Journey
    Step 01 - Select Housing Service
    GETTING A PURCHASING READY HOUSE
    Hello! I'm Muftah and I'm here to help you apply for Purchase Ready House Loan.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • Icon5 Terms And Conditions
    1. Has 3 children and more in custody
    2. Residing with her
    3. All of what is stated in the general conditions
  • Icon6 Required Documents (Electronic)
    1. Current proof of civil status, and those who do not receive support from the Ministry of Community Development.
    2. Proof certificate of custody or supporting children (Issued recently, less than six months). 
    3. Certificate of proof of financial ability of not less than AED 500,000.

     

  • Icon7 Service Procedures
    Client
    Fill out form
    Organization
    Checking the request while reviewing thedata and making sure the terms match
    Committee
    Recommendation of the Competent Committee
    Reject request
    Approve the request
    further study
    Board of Directors
    Adopting the decision and informing theclient
    Client
    Implementation of the Housing ServiceDecision
    Icon
  • icon8 Customer Journey
    Step 01 - Select Housing Service
    GETTING A PURCHASING READY HOUSE
    Hello! I'm Muftah and I'm here to help you apply for Purchase Ready House Loan.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • Icon9 Terms And Conditions

    1.     Proof of residency and custody of children

    2.     Children stays with mother

    3.     All of what is stated in the general conditions

     

  • Icon10 Required Documents (Electronic)
    1. Legal certificate
    2. Current proof of civil status, and those who do not receive support from the Ministry of Community Development.
    3. Proof certificate of custody or supporting children (Issued recently, less than six months)
    4. Certificate of proof of financial ability of not less than AED 500,000.
  • Icon11 Service Procedures
    Client
    Fill out form
    Organization
    Checking the request while reviewing thedata and making sure the terms match
    Committee
    Recommendation of the Competent Committee
    Reject request
    Approve the request
    further study
    Board of Directors
    Adopting the decision and informing theclient
    Client
    Implementation of the Housing ServiceDecision
    Icon
  • Icon12 Customer Journey
    Step 01 - Select Housing Service
    GETTING A PURCHASING READY HOUSE
    Hello! I'm Muftah and I'm here to help you apply for Purchase Ready House Loan.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • Icon13 Terms And Conditions
  • Icon16 Customer Journey
    Step 01 - Select Housing Service
    GETTING A PURCHASING READY HOUSE
    Hello! I'm Muftah and I'm here to help you apply for Purchase Ready House Loan.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
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