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  • Maintenance, Addition and Replacement Loan Maintenance, Addition and Replacement Loan
    • Description
      Client can obtain a no interest loan of 300,000AED maximum for house works
      Target Audience
      Dubai citizens with income of (10,700 -100,000AED) can apply.
      Required Documents
      1- Download FileFill the service request form 

      2- ID copy and original (couple).

      3- Full passport copy with cover and original (couple).

      4- Civil status copy  (including page 26 and last page) and original.

      5- Passport copy of children, cover and page 26 (for widows& divorcees and ones married to Dubai issued passport holder or non).

      6- Current verified proof of marriage (if wife is not added to civil record/or request is in wife's name).

      7- Current (6months) proof of civil status (widows and divorcees and single females only).

      8- Proof of children financial support or custody (6 months recent) (widows & divorcees).

      9- Current proof of civil status for females 18 and above years old (6 month recent)(widows/divorcees/citizen married to non citizen).

      10- Succession Certificate (only widows and singles without financial supporter).

      11- Recent work sponsor letter or any other income entity, such as commercial licenses on condition that the client is an owner+statement of all commercial licenses verified from concerned entity (6months recent).

      12- Verified employment contract from  Ministry of labour for private sector (6months recent).

      13- Income statement of the deceased (widows only) (6months recent)

      14- Recent financial obligation statement from the bank with income transfer and any other if there are loans.

      15-Download File Bank Statement of last 3 months of income.  

      16- Valid house lease or proof of residency.

      17- Recent land map (not older than 2 years) or electricity bill.

      18- Copy of house completion certificate+blueprint verified by the municipality.

      19- Valid letter in spouse name by the General Directorate of Residency and Foreigners Affairs- Dubai (in case the request is in wife's name)

      Note: In case of partnership with 1st degree relative, to supply all following documents in point:3/11/12/15 and: Personal Guarantee to settle housing loan.

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      Terms And Conditions
      Male
      1- Citizen of the country and holds a passport & civil record issued by Dubai emirate.

      2- Married regardless of age.

      3- Applicant or wife has not previously had any housing loan or gov. housing from any gov entity federal or local.

      4- The housing is governmental or on granted governmental land.

      5- Applicant's income is not less than (10,700AED)

      6- Partnership with first degree relatives is permitted(son/daughter/father/spouse)

      7- Housing is for personal residence for client or his family and request will be rejected if it was leased fully or partially.

      8- Housing is in compliance to construction regulation, instructions in regards.

      9- Housing is in need of the maintenance as per evaluation report by the Establishment.

      10- Housing is not less than 10 years of when it was built.

      11- Maintenance work is fundamental and side works or alteration unrelated to structural work is not permitted.

      12- Requested will be considered only in case the housing does not cover the client' and his family's need.

      13- If housing is not fit for maintenance, it must be demolished and rebuilt as per demolishing or partial demolishing policy.
       
       
      Female
      1- To be a citizen and has a passport and civil record from Dubai Emirate.

      2- Married to a citizen with passport issued by Dubai emirate.

      3- Widow and has a son or more with proof of financial support issued by the concerned court.

      4- Divorced and has a son or more with proof of custody issued by the concerned court.

      5- The housing is governmental or on granted governmental land.

      6- Applicant's income is not less than (10,700AED)

      7- Partnership with first degree relatives is permitted(son/daughter/father/spouse)

      8- Housing is for personal residence for client or his family and request will be rejected if it was leased fully or partially.

      9- Housing is in compliance to construction regulation, instructions in regards.

      10- Housing is in need of the maintenance as per evaluation report by the Establishment.

      11- Housing is not less than 10 years of when it was built.

      12- Maintenance work is fundamental and side works or alteration unrelated to structural work is not permitted.

      13- Requested will be considered only in case the housing does not cover the client' and his family's need.

      14- If housing is not fit for maintenance, it must be demolished and rebuilt as per demolishing or partial demolishing policy.
      Service Fee NA
      Service Procedures
      NA
      Service Direct Contact
       
      Call Center : 80030
      Service Branches
       
       
      Client Services- Client Relations at the Establishment Office Building, Umm Ramool, Dubai.​
      Service Required Time NA
Last Modified 08/16/2018 11:09:15 AM


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