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  • Grants
    • Apply for housing land
    • Apply for housing grant
    • Apply for Housing construction grant
    • Apply for housing Maintenance, Addition or Replacement (partial / whole) grant
    • Apply for apartment grant
    • Apply for a housing construction request on a relative’s land
  • Loans
    • Apply for Readymade Housing loan
    • Apply for construction loan
    • Apply for housing purchase
    • Apply for housing Maintenance, Addition or Replacement (partial / whole) loan
    • Apply for housing unit loan from local market
    • Apply for housing unit rent
  • Complementary Services
    • Change Service from Housing purchase Loan to Housing Construction Loan
    • Cancel Approved Grant / Loan Application (under consideration)
    • Cancel In Progress Application (Grant / Loan)
  • To Whom It May Concern
  • Request For One Year Maintenance
  • Facilitation Program
  • Payment of Arrears of Installments Due
  • Apply For Early settlement
  • Apply For Liability Letter
  • Apply For Reducing the loan value
  • Apply For Update Customer Data
  • Self Financing Reward "Awad"
  • Business Services
    • Apply For Opening File for New Project
    • Apply For First Payment
    • Apply for Typical Villa
    • Apply For Running Payment
    • Apply For Retention Payment
    • Apply For Final Payment
    • Apply For Disbursement of construction loan payments / financial aid grant payments 750 thousand
    • Apply For Housing Maintenance, Addition and Replacement loan payments
    • Apply For To Whom It May Concern Letter for projects with percentage of achievement
    • Apply For Termination and suspension of current contractor
    • Apply For Letter Requesting Discount Price
  • Suppliers and Contractor
    • Suppliers Registration Services
    • Classification and the Nomination Guide for Suppliers
    • Supplier and Contractor Evaluation
  • Application Status
  • Housing Maintenance Status
  • Loan Calculator
  • Housing Cost Calculator



What is the procedure for maintenance / addition / replacement grant for housing?

After the approval, the engineering sector (Maintenance and Technical services department) coordinates with the customer and agrees on the services to be applied, and then coordinates with the concerned authorities in the establishment to issue a tender and award the bid to the most appropriate company to start working on the site.

When will I get the approval?

The approval date differs according to the type of application and data required, so that the maximum limit for receiving a response from the establishment is within 6 months from submitting or updating the application. Government housing applications are excluded from this date.

What is the mechanism for receiving and presenting requests for granting government housing?

Opening the door for updating is announced through various ways of communication, specific application numbers, according to the housing project delivery plan, taking in consideration the seniority of application’s submission date 

How does the establishment communicate with customers to notify them with the decisions?

The establishment communicates with customers in the following ways:
1- Sending text messages (All services)
2- Sending letters of approval to customers P.O box (Loan Services)
3- Phone calls (Ready House Grant Service)

What is meant by the customer number and the order number?

The customer number is the unified number of the customer in the establishment’s system, the application number is the number of the type of service customer applied for, the customer is given more than one application number according to the housing services applied for. Example: Ahmed’s customer number is 000000 – loan application number 000001 – Grant application number 000002 – Maintenance request number 000003

What are the requirements for obtaining the service and the method to apply?

The list of requirements for housing services is available on the establishment’s website, in addition to its availability at the reception desk in the establishment building, the services are submitted after meeting the conditions and providing all required documents

Does the establishment have a method to dealing with emergency situations (Partial collapse of the house, fire… etc) which poses a danger to the residents of the house?

The establishment has formed the Al-Fazaa emergency team to prepare an urgent report on the cases and find appropriate solutions for them, based on the establishment’s role in taking social responsibility and preserving the lives of citizens, the application is submitted to the establishment’s customer service department.

What are the reasons for rejecting the exemption request?

All criteria for evaluating the applications are explained to the customer, which are as follows:
- Salary 15 and below
- Financial obligations for the purpose of treatment or as estimated by the members of the committee
- Age 60 years
- The property/inheritance is not equal to or less than the remaining amount of the establishment’s loan.
- Any health condition of the beneficiary estimated by the members of the committee
- Commitment to repay more than 50% of the loan amount

When will the houses or apartments with old approvals be allocated?

The distribution of houses or apartments is the responsibility of the Customer Happiness department, and the distribution is made according to the available projects

Why are inquiries requested from the housing authorities in the country for the second wife, and why is it not limited to inquiries in the emirate of Dubai only?

The Goal is to ensure that there is no property in the name of the spouses and that the spouses are unable to provide adequate housing

Frequently asked questions about UAE Pass?
Financial Sector

What is the monthly deduction rate for loan services?

The monthly deduction is 18% of the total monthly income of the customer

What are the banks or financing agencies that the establishment deals with regarding the down payment?

Dubai Islamic Bank – ADCB – United Gulf Bank

When does the monthly deduction for construction loan beneficiaries start?

The deduction will take place two months after the final payment is made.

A customer who finished building the house without receiving any of the establishment payments?

The customer must submit an application for the Awad initiative before the expiry of 6 months from the issuance of completion certificate.

Is it necessary to bring the tax number certificate when making the loan disbursement?

Yes, in order to enter the tax number in the system, approve it, and then disburse

When are tenders for maintenance grants made?

The service is provided through the Customer Happiness Service, and then the request is transferred to the relevant section and is submitted through the system and put up in Tejari as a tender.

How can the contractor participate in tenders?

In the event that the beneficiary wants to have a contract through the establishment for maintenance and addition projects, the beneficiary will have to contact maintenance and technical services departments to check the requirements to apply for the service.

How are contractors registered?

Contractors and consultants are registered electronically though the E-Supply system on the following website: and they must choose the category assigned to the company’s activity listed under the categories of the Government of Dubai – MBRHE (Category No. 53000 for registration of contractors and category No. 53100 for registration of engineering consultancy service providers) to complete the registration automatically.

Why are we not contacted or receiving notifications about new tenders?

Notifications regarding new tenders are automatically issued by the Tejari system.
Questions relating to the engineering sector

Does the owner have the right to dispose of the reserved amount of maintenance?

Maintenance reserved amount and value of 5% of the loan value of the receivables are booked Contractor and be handed over to the owner holds it in trust for a year of primary receipt and be paid by the owner to the contractor after the maintenance work.

Has it been approved and how much installment adoption rate?

Owner can follow Dfath through electronic registration site in the organization as the contractor can keep track of all files through electronic registration in the Foundation's website, in which the contractor can track the status of all payments and files.

Mamaatalb to provide a picture of the plate with each institution to provide new impetus?

Of the terms of installment adoption of the Panel institution be installed site in the right way and in the case of visiting the engineer for the project and found that the plate is installed is stopped batch and to avoid stop installment is requested attach a copy of the panel institution to make sure that installed where the notes do some contractors using the painting more than site.

Contractors who are registered and accredited to the organization?

Any contractor holds a trade license issued by the Emirate of Dubai and is in effect supported the institution does not need to register in construction loans projects.

What are the documents required to open a file or make a payment?

There is a detailed explanation on the foundation's Web site for all the required documents for all transactions engineering supervision department (open a new file / first / Batch ongoing / Final Batch / timesheet) Batch can also download all the required forms from the site.

What is the benefit to terminate the contract in the organization if the contractor has been changed in the municipality?

It is known that the disposal of payments to the contractor under the terms of the loan contract and in the case of changing the contractor has to be the final account work for this contractor to close the Public and disbursement of financial dues until the owner can complete the home through a new contractor.

Do not apply discounts RAK all branches or headquarters only?

The application is in all branches

Why ask the owner and the contractor adjusted value of the contract in the event of foot drop rate?

The main goal of the Foundation is to provide housing for every citizen, therefore the Foundation to study the contract signed between the owner and the contractor and the study of prices of items and compared in force in the market prices in the event if the items the prices are clearly lower than the conventional price, the Foundation to take some action to make sure the value of the contract in order to ensure speed the completion of housing and ensure handed over to the owner.

What is the role of the institution (supervisory or funding)?

The primary role of the Foundation for funding construction loans is primarily institution and visit homes to determine the percentage of completion before disbursement.

What is the benefit Advisory Notes to end the primary message receipt and delivery to the home owner?

Some contractors extracted the certificate of completion without completing some of the work (such as interior paints, kitchens, clothing cabinets, ......) and this letter is to request confirmation from the consultant to complete all the work and an end to all the notes with carrying Consultative responsibility in the event of shortcomings or Comments.

What should be done with the owner in the event of termination of the contract with the contractor?

In the event of termination of the contract with the contractor through the institution has the right to follow the owner of one of two things as follows:
Appointment of a new contractor to complete the project and open a new file to the contractor.
The owner is entitled to complete work on the way after the completion of the termination of the contract in the organization but will be the remaining installment of the loan distract him after extracting the certificate of completion of Dubai Municipality, after the required documents are met.

How is fine delay calculation?

The institution does not calculate the fine delay by it, according to the loan agreement between the owner and the organization held in the event of a delay by the Contractor is filtered between the owner and the contractor and consultant before submitting batch institution without interference.
Housing Sector

Is it possible to change the type of service?

Yes, in accordance with the laws and requirements, with the need to adhere to the numerical sequence of the new service

Is it possible to apply for a land grant from the MBRHE and a loan from the Zayed Housing Program?

Yes, according to the laws and requirements applicable in the establishment

Can single people apply for a ready-made housing grant (individual cases)?


Is it permissible for the customers to sell or rent the establishment’s housing?


Is it possible to extend the validity of the housing land?

Dubai Municipality jurisdiction

Can the customer apply for a housing land grant and a housing loan at the same time?


What is the reason for requesting proof of financial ability?

The financial ability is required for a specific category (Female category, Single category, aged 20-50 category) in order to ensure the ability to build.

Is there a priority for people of determination?

Yes, according to the laws and requirements applicable in the establishment

Can the customer apply for a loan from Sheikh Zayed Housing programme and apply for maintenance or other additions by MBRHE?

Yes, according to the laws and requirements applicable in the establishment

Is it permissible for someone who has a private residence that he purchased from a real estate company to apply for a maintenance grant, addition or replacement?


What are the following procedures when approval of a maintenance, addition and replacement grant is issued?

Engineering sector

Can the customer apply for a maintenance and addition grant at the same time?

Yes, according to the laws and requirements applicable in the establishment

Can the customer apply for a construction loan and a land grant at the same time?

Yes, according to the laws and requirements applicable in the establishment

What are the following procedures after approval of the loan?

The customer completes the design, signs with the contractor and consultant, and takes the required licenses from the municipality

Can the customer convert the approval of a ready-made house loan into a Housing loan?

Yes, according to the laws and requirements applicable in the establishment

What should the customer do if the loan approval letter expires and he wants to make payments?

The loan is rescheduled based on the current salary, and the customer completes its procedures and opens the loan disbursement file

What is the time limit for the issuance of approval for loan services?

72 Working Days

What is the time limit for granting approval for grant services?

77 Working days

When will the housing unit be allocated to me?

Housing projects to be allocated, while adhering to the customer’s numerical sequence

Can I combine the housing difference payment amount with the loan?


Is it possible to replace the housing or the project?

Yes, you can exchange the housing, but during the allocation process, the replacement is for one time only

What is the procedure followed for the grant category in the event of the establishment’s housing beneficiary’s death?

A request is opened to reissue a map of the granted housing in order to study the request

What is the procedure followed for loan category in the event of the establishment’s housing beneficiary’s death?

An application is opened for the service of exemption from the repayment of the granted loan.
Typical Villa

What are the conditions for applying for the Typical Villa service?

The beneficiary should have land and financial assistance (grant or loan).

How do I sign up for the service?

Typical Villa Center located in Al Qouz 2, Dubai, as well as the MBRHE website and Iskan App.

What are the advantages of Typical Villa models?

The beneficiary can select the design that best meets his needs in terms of space and cost.
The MBRHE team manages the entire project and represents the beneficiary until the housing is completed and the key is delivered.
Before beginning the project, the beneficiary can select from a variety of finishes from the consultant.

Can the beneficiary bring in an outside design and have it implemented by the MBRHE?


Is Villa available as a grant option?

Yes, but it is dependent on a number of factors, including the size of the land and the length of the external fence.

Is it possible to change the layout of land?


Is it possible to make changes in the interior or exterior design?


Is it possible to create add-ons or supplements?

According to the information in the standardized forms brochure, yes.

What is the project's final total cost?

The project's final value is estimated after the consultant's assessment, soil examination, and surveying. Each project's value varies depending on the size and location of the land, and the value indicated on the submission form is an estimate based on hypothetical parameters.

What is the deadline for finishing the project?

The period is specified in the tripartite contract and varies depending on the project.

Is it possible to construct something value more than the grant or loan?

Yes, depending on the size of the form, and the difference amount is required before beginning the project, and the procedures are not completed until the amount is provided.

What are the items required of the owner in Typical Villa projects?

Car canopies, kitchen and room cupboards, decoration and gypsum works, lighting works, and other works that are clarified with the beneficiary prior to the project's start.

Do the standard forms take into account the cost of air conditioning and sewage?


Can the adjustment clause be removed in order to provide a grant amount for making additions?

No, it does not.

Is it possible for the beneficiary to withdraw the items of finishing work and internal and external doors?

No, it does not.

Is it possible for the beneficiary to change the type of internal or external finishes?


Is it possible to apply for a partial grant service in order to construct a larger house?

The partial grant service cannot be merely a ready-made home loan service.

Is there a certificate of completion for housing?

Yes, and the Dubai Municipality issues the completion certificate.

How do I apply for a furnishing grant service?

It is not within the competence of the organization; please seek advice from the competent authorities.
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